Traditional Mortgage

Fixed–Rate Mortgage

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 With a fixed–rate mortgage, borrowers will always know what your monthly principal and interest payments will be. 

Adjustable–Rate Mortgage

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 ARMs offer lower early payments than a fixed–rate mortgage. If you're planning on owning your home for a short period of time, an ARM may be a good option 

Jumbo Mortgage

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Financing is available up to 85% of your home’s value with no mortgage insurance for a purchase or refinance with no cash back subject to property type, a required minimum credit score and a minimum amount of monthly reserves.

FHA Mortgage

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FHA mortgages offer down payments as low as 3.5%, which can include the use of gift funds. You do not need to meet low-to-moderate income requirements to qualify.

Veterans Affairs (VA)

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VA loans have low or no down payment options available and do not have a mortgage insurance requirement that could result in lower monthly payments compared to other options. 

Home Affordable Refinance Program (HARP)

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The HARP loan was created by the federal government and can be used to refinance either a fixed– or adjustable–rate mortgage. HARP loans require an acceptable payment history on your existing loan. Your current loan must have a note date on or before May 31, 2009 and must be owned by either Fannie Mae or Freddie Mac.