Traditional Mortgage

Fixed–Rate Mortgage

 With a fixed–rate mortgage, you'll always know what your monthly principal and interest payments will be. You can also lower your monthly payments by spreading them out over a long period of time. 

Adjustable–Rate Mortgage

 ARMs offer lower early payments than a fixed–rate mortgage. If you're planning on owning your home for a short period of time, an ARM may be a good option 

Jumbo Mortgage

Financing is available up to 85% of your home’s value with no mortgage insurance for a purchase or refinance with no cash back subject to property type, a required minimum credit score and a minimum amount of monthly reserves.

FHA Mortgage

FHA mortgages offer down payments as low as 3.5%, which can include the use of gift funds. You do not need to meet low-to-moderate income requirements to qualify.

Veterans Affairs (VA)

VA loans have low or no down payment options available and do not have a mortgage insurance requirement resulting in lower monthly payments compared to other options. 

Home Affordable Refinance Program (HARP)

The HARP loan was created by the federal government and can be used to refinance either a fixed– or adjustable–rate mortgage. HARP loans require an acceptable payment history on your existing loan. Your current loan must have a note date on or before May 31, 2009 and must be owned by either Fannie Mae or Freddie Mac.